Commercial Risk Reports
Make informed credit decisions leveraging our comprehensive commercial data and predictive risk scores.
Assess exposure and take proactive steps to manage risk.
Our Commercial Risk Reports provide a detailed view of an entity’s financial health and creditworthiness, combining Experian’s proprietary data with real-time insights from trusted sources. These reports are designed to support confident decision-making by offering a clear picture of an entity’s risk profile, including predictive scores and adverse event data. Whether you're onboarding new clients or reviewing existing ones, Commercial Risk Reports help you assess exposure and take proactive steps to manage risk.
Authoritative data
Access Australian Securities and Investments Commission (ASIC) and Australian Business Register (ABR) registration details, including directors, shareholding structures, corporate ownership and legal status.
Predictive risk scores
Leverage Experian’s Failure Risk Score and Late Payment Risk Score to assess the likelihood of business failure or severe delinquency within the next 12 months.
Adverse event data
Identify court actions, defaults, insolvency notices, and other red flags that may indicate financial distress.
Industry benchmarking
Compare a business’s risk profile against industry peers to identify outliers and emerging risks.
Historical trends
Track changes in risk scores and adverse events over time to monitor financial trajectory.
Informed credit decisions
Use predictive insights to determine appropriate credit terms and limits.
Streamlined risk assessment
Streamline your credit assessment process with structured, easy-to-interpret reports.
Regulatory confidence
Maintain compliance with due diligence requirements through documented risk assessments.
Negotiate with confidence
Leverage risk insights to negotiate more favourable terms with customers and suppliers.